Mitigating Risk Through Supply Chain Transparency

One platform to track project health, verify compliance, and automate construction billing workflows—so every dollar moves with confidence

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——— What is Observ

One System to Run the Financial Side of Construction

Observ is the financial operations platform purpose-built for construction. It replaces fragmented systems and manual processes with one unified platform that connects everyone—owners, lenders, GCs, and vendors—around a shared source of truth for risk, billing, and compliance.

With Observ, you can:

Monitor contractor and subcontractor risk in real time

Streamline waiver collection, pay apps, and vendor invoicing

Enforce rules-based draw control and fund disbursement

Centralize documentation, invoices, and compliance tracking

——— Features

Everything You Need. Nothing You Don’t

Risk Monitoring

Observ continuously scores contractor health based on real-time financial, legal, and compliance indicators.

Coming Soon

Funds Control

Tie fund disbursements to documentation, approvals, and draw readiness rules.

Coming Soon

Prompt Pay

Keep work moving by paying faster. Observ unlocks early access to funds so you can cover labor that’s already completed and pay your team on time—without waiting on draw approvals or owner disbursements. We also advance payments directly to sub-tier vendors and suppliers to reduce friction and build trust down the chain.

Coming Soon

Lien Waiver Automation

Collect, verify, and track lien waivers without the email chains. Observ automates waiver workflows so payments aren’t delayed—and risk isn’t missed.

Coming Soon

Vendor Expense Management

Bring vendor expenses into one place. Manage purchase orders, invoices, and lien status in a single workflow—and tie everything directly to your pay applications without chasing down paperwork.

Coming Soon

Pay Application Management

Standardize submission, review, and approval of pay apps with full transparency.

——— From Pre-Construction to Closeout

One platform. Full project visibility. Every step of the way.

Step 1: Pre-Construction

Establish compliance and risk protocols before anyone breaks ground.

Verify contractor credentials and risk profiles
Collect key compliance documents (COIs, licenses, tax info)
Configure lien waiver, billing, and funds control workflows

Step 2: Mobilization

Put protections in place as crews move onsite.

Begin real-time monitoring of contractor financial and legal health
Issue first pay app templates and waiver requirements
Tie advance payments to verification logic

Step 3: Active Construction

Keep billing, documentation, and risk aligned as work ramps up.

Automate pay app collection, review, and approval
Request, verify, and store lien waivers with every cycle
Track vendor expenses in one centralized view
Continuously assess subcontractor stability

Step 4: Capital Disbursement

Move money only when requirements are met.

Generate complete draw packages with linked compliance docs
Automate funds release based on project-specific rules
Flag missing waivers or at-risk contractors before payment

Step 5: Project Closeout

Tie off every loose end—without the usual scramble.

Final waiver collection and verification
Confirm all billing is closed and documents executed
Generate an audit-ready closeout package for your records

——— Who We Help

Built for the Entire Construction Supply Chain

Owners & Developers

Gain real-time visibility into contractor health, draw status, and project risk.

General Contractors

Centralize billing and compliance workflows. Strengthen relationships up and down the chain.

Subcontractors

Get paid faster with clear documentation flows and automated waiver tracking.

Suppliers

Ensure payment flows are never delayed by missing paperwork.

Bring Clarity, Control, and Confidence to Every Project

Observ helps you protect capital, enforce compliance, and keep projects moving—allfrom one connected platform.

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